Newspaper logo  
 
 
Local Stories, Events

Ref. : Civic Events

Ref. : Arts & Education Events

Ref. : Public Service Notices

Books, Films, Arts & Education
Letters

Ref. : Letters to the editor

Health Care & Environment

04.16 'That Backfired': Watch Bernie Sanders Counter Right-Wing Talking Point, Make Case for Medicare for All on Fox News

04.16 Cause of cancer is written into DNA of tumours, scientists find, creating a 'black box' for origin of disease

04.16 Scientists Unveil World's First Human Heart 3D-Printed From Patients' Own Cells

04.15 What It Was Like to Have a Baby in Sweden

04.14 'Shut the country down': British climate group Extinction Rebellion heads to US

04.13 With Youth Climate Actions Backed by Leading Experts, Latest Round of Protests Highlights Call for Bold and Urgent Action

04.11 Will You Rise Up for Climate Justice Next Week? Don’t Let Fatalism and Cynicism Hold You Back

04.11 300+ Groups to Congress: #GreenNewDeal 'Must Transform Our Food System and Revitalize Rural America'

04.10 Glaciers and arctic ice are vanishing. Time to get radical before it's too late [Willfully ignorant "conservatives" and corporately-bribed liberals diddle self-obsessively while life on earth dies]

04.10 Is there a beautiful, briny solution to the world’s clean water crisis?

04.08 'The perfect storm': hydrogen gains ground on LNG as alternative fuel [Good!]

04.08 Himalayan glaciers on the eve of destruction

04.08 Russia moves to free nearly 100 captive whales after outcry [Good!]

News Media Matters

04.12 DOJ Charging Docs: Julian Assange Committed Journalism

Daily: FAIR Blog
The Daily Howler

US Politics, Policy & 'Culture'

04.16 How Progressives Can Fix the Progressive Income Tax

04.16 Why the US Elected a Despot, and Why It's Poised To Do It Again

04.16 'This Is a Big Deal': Warren Vows to Ban New Leases for Fossil Fuel Drilling Offshore and on Public Lands

04.15 'We're not a dump' – poor Alabama towns struggle under the stench of toxic landfills

04.15 Bernie Sanders Accuses Liberal Think Tank of Smearing Progressive Candidates

04.14 Cummings moves to subpoena Trump financial records

04.14 'Shut the country down': British climate group Extinction Rebellion heads to US

04.14 Progressives Urge Democratic Leaders to Fight Back Against '200 MPH Right-Wing War Machine' Targeting Ilhan Omar

04.14 Why Conservative Attacks on an Out-of-Context Ilhan Omar Quote Are Dangerous

Justice Matters
High Crimes
Economics & Corrupt Capitalism

04.12 Socialism for the Rich, Capitalism for the Rest [4:30 video]

04.09 Neoliberalism promised freedom – instead it delivers stifling control [Walmartization]

04.09 Wall Street loves socialism for bankers – but not for ordinary people

International & Futurism

04.16 Our Zero Emission Future [Be smart or life dies]

04.16 'The Time for Excuses Is Over': Extinction Rebellion Protests Shut Down European Cities

04.16 The Trump-Netanyahu Alliance

04.15 The Guardian view on Extinction Rebellion: one small step

04.15 Only rebellion will prevent an ecological apocalypse

04.15 Thousands join Extinction Rebellion protests across London

04.15 Fear and despair engulf refugees in Libya's 'market of human beings' [EU policy should more directly minimize factors creating immigration. Essential infrastructure projects and jobs are desperately needed for villages in poverty, most especially including renewable energy, clean water and waste managment.]

04.14 World leaders ignore David Attenborough at their peril

04.14 The Guardian view on Assange and extradition: say no to the US

04.14 Finland election: voters may pick first leftist prime minister in two decades

04.14 Rape and abuse: the price of a job in Spain’s strawberry industry?

04.14 What does the rest of Europe think about our Brexit shambles?

04.14 Brexit: Corbyn told to back new EU referendum or lose millions of supporters

04.14 Progressive Leaders Condemn Netanyahu's Vow to Annex West Bank as Unlawful 'Moral Catastrophe'

We are a non-profit Internet-only newspaper publication founded in 1973. Your donation is essential to our survival.

You can also mail a check to:
Baltimore News Network, Inc.
P.O. Box 42581
Baltimore, MD 21284-2581
Google
This site Web
  Another Hidden Bonus for Insurance Industry
Newspaper logo

COMMENTARY:

Another Hidden Bonus for Insurance Industry

by James Ridgeway
First published in his blog Unsilent Generation yesterday, 20 October 2009

The Employee Retirement Income and Security Act (ERISA) bars suits for damages over health benefit decisions for the 132 million people who get insurance through employers. Current health care bills do not remove the barrier.

While the insurance companies and Obama bitch at each other, another deal appears to have been made by the industry, Baucus and the administration. This one will be just too much for people who have not been able to decide whether to be for or against the weak refroms shaping up in Congress. Anyone who has seen Michael Moore’s films simply will throw up their hands in disbelief.

It goes like this: For many people, desperate for medical treatments previously denied by insurors, the reform bills in Congress offer litttle hope. As it stands, policy holders have great difficulty in reversing an insurance company’s denial of treatment, for example, an MRI which the insurance company doesn’t think is necessary or a new cancer treatment that costs a lot.

The Los Angeles Times reports:

... a patient’s ability to fight insurers’ coverage decisions could be more important than ever because Congress, in promoting cost containment and price competition, may actually add to the pressure on insurers to deny requests for treatment.” The bills would require insurers to “cover everyone, regardless of pre-existing conditions,” making it “more difficult for insurers to control their costs, or ‘bend the cost curve,’ by avoiding sick people. That leaves insurers with the other big cost-containment tool: turning down requests to cover treatments.

Experts said the legislation under consideration does not significantly enhance patient protections against insurers refusing to cover requests for treatment. Most people currently have no right to challenge health insurers’ treatment decisions by suing them for damages.

The Employee Retirement Income and Security Act (ERISA), reports Kaiser Health News, ”bars suits for damages over health benefit decisions” for the 132 million people who get insurance through employers. Current health care bills do not remove the barrier.


Born in 1936, James Ridgeway has been reporting on politics for more than 45 years. He is currently Senior Washington Correspondent for Mother Jones, and recently wrote a blog on the 2008 presidential election for the Guardian online. He previously served as Washington Correspondent for the Village Voice; wrote for Ramparts and The New Republic; and founded and edited two independent newsletters, Hard Times and The Elements.

Ridgeway is the author of 16 books, including The Five Unanswered Questions About 9/11, It’s All for Sale: The Control of Global Resources, and Blood in the Face: The Ku Klux Klan, Aryan Nations, Nazi Skinheads, and the Rise of a New White Culture. He co-directed a companion film to Blood in the Face and a second documentary film, Feed, and has co-produced web videos for GuardianFilms.

Additional information and samples of James Ridgeway’s work can be found on his web site, http://jamesridgeway.net.

This article is republished in the Baltimore Chronicle with permission of the author.



Copyright © 2009 The Baltimore News Network. All rights reserved.

Republication or redistribution of Baltimore Chronicle content is expressly prohibited without their prior written consent.

Baltimore News Network, Inc., sponsor of this web site, is a nonprofit organization and does not make political endorsements. The opinions expressed in stories posted on this web site are the authors' own.

This story was published on October 21, 2009.
 



Public Service Ads:
Verifiable Voting in Maryland