Now the use of qualified electronic signatures and other digital analogues is permitted.
Ukraine has updated the rules regarding the opening and closing of accounts in banks and non-banking institutions.
This is stated in the Resolution of the Board of the National Bank No. 135 of November 19.
Now, to perform these operations, it is no longer necessary to put a handwritten signature. Instead, clients can use a qualified electronic signature (QES) or its analogues.
This decision is explained by bringing Ukrainian legislation into line with the rules on electronic trust services, as well as the need to regulate certain aspects of the functioning of the payment market.
The National Bank has expanded the capabilities of non-bank payment service providers. Now they will be able to open payment accounts for other non-bank market participants exclusively for the purpose of performing payment transactions using their own funds.
Customers of such organizations are also freed from the need to personally sign documents for opening or closing accounts. Instead, they or their legal representatives may use:
- a qualified electronic signature
- a digital handwritten signature
- an improved electronic signature with a qualified certificate
- another electronic signature, the use of which is determined by the agreement with the payment service provider
“This allows individuals who, due to illness or for other reasons, cannot sign documents in their own hand to avoid possible obstacles when using the account,” the department explained.
We remind you that the National Bank of Ukraine adjusted the current currency restrictions for businesses, while the regulator introduced new restrictions, although it made certain concessions.