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Unused pensions may be written off from pensioners' cards: who will be affected

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Pensioners can withdraw pension payments from bank accounts.

This was reported by URA-Inform with reference to Napensii.

In 2025, unused pension funds may be written off from the bank accounts of certain categories of pensioners if the pensioner has not withdrawn cash, transferred funds, or paid for purchases with a card for 12 months.

We are talking about pensioners-displaced persons, from whom unused pension funds may be confiscated. As noted by journalists, the corresponding “confiscation” of pensioners' funds is provided for by Article 41 of the draft state budget for 2025, which the Cabinet of Ministers of Ukraine submitted for consideration to the Verkhovna Rada.

Unused balances on card accounts may be written off in favor of the state for pensioners from among internally displaced persons who have an open account in Oschadbank and for 12 months there was no movement of funds on this account, that is:

— the pensioner did not withdraw cash;

— did not pay for purchases;

— did not transfer funds.

In addition, the Cabinet of Ministers in the draft state budget for 2025 proposes to withdraw money from the accounts of internally displaced pensioners who have not undergone physical identification within six months from the moment when such identification should have taken place.

At the same time, the Ministry of Social Policy explained that Article 41 applies exclusively to IDPs registered at the beginning of the full-scale invasion of the Russian Federation. Pension accounts for such IDPs were opened only in Oschadbank, so there are no funds in the accounts in other banks.

It is noted that if the withdrawal of payments occurred, the IDP can contact the Pension Fund or Oschadbank – and the payments can be restored. However, the procedure for resuming payments must first be approved by the Cabinet of Ministers of Ukraine.

The authors of the material noted that, according to the Ministry of Finance, approximately 11.3 billion hryvnias may be withdrawn from the accounts of displaced pensioners.

It will also be useful to find out whether a pensioner can accumulate money on a card: how long can you not withdraw your pension.

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