As a rule, we use payment cards for business purposes, transferring or removing the cooking. The payment card must not be blocked until the transaction has been completed. In some cases, it is necessary to block a payment card for the safety of your bank accounts.
How to properly and quickly block a bank card if you are suspected of fraud – RBC-Ukraine reported this in the National bank.
It is time to block your payment card
This need may arise if:
- you have lost your payment card;
- you have canceled the preparation and have lost your payment card at an ATM;
- payment card was stolen or spent;
- you have immediately provided the details of your payment card to your shareholders;
- you will need to be notified or notified of transaction confirmation codes that you have not worked with.
At this time In the event of one of the most important situations, be sure to block your payment card!
How to quickly block your payment card
The methods of blocking depend on a particular bank, so it is better to clarify later the method of blocking a payment card before signing or withdrawing. You can block a payment card in a number of ways, for example:
Method 1. Call the contact center of the bank where you receive services.
This method is suitable for you if you need to block your payment card. You can find the hotline numbers on the bank’s website or on the back of the payment card. Blocking of a payment card can be done through an automatic menu or by consulting a telephone number at the contact center. If the blocking is requested through a customer service provider to the bank's contact center, please provide confirmation for your service. Most often, this includes a code word or personal data.
Remember, bank employees will never ask for information about the PIN code of your payment card, CVV code or CVC code (three-digit number on the back payment card).
Method 2. Blocking a payment card through online banking.
This option for quickly blocking a payment card is to quickly use online banking. If you are constantly indebted to your bank for payment, consider its functionality and use the blocking option.
Method 3. Go back to the nearest bank branch.
This The method is less efficient, so it will take an hour, or even quickly to get to the end. To block a payment card, you will need to provide a document identifying the person. If necessary, you can also quickly contact your bank or get a new payment card.
Method 4. Block the payment card at another ATM.
ATMs of many banks offer this option. After blocking the payment card, you withdraw the check where the remaining transactions are registered.
Method 5. Quickly contact the bank support service chatbot.
If you contact the bank's chatbots in the most popular instant messengers, for your identification as a bank client, you can use the financial phone number to link to your current account.
This is what it is. We suspect that if you have lost access to online banking, you will need to go to the bank to block and/or recover your bank account.
After blocking your payment card, you can enter the following information: individuals do not deny access to funds on your account. After that, you can apply for a new payment card by going to your bank, canceling the application through online banking and the payment lock.
We guess that by the time the new payment card is picked up, your current account is not change, until you “bind” a new payment card.
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