The share of non-performing loans (NPL) in the banking sector fell sharply by 0.5 hundredths of a point to 30% as of January 1, 2025.
The National Bank of Ukraine reported this via Telegram, Ukrinform reports.
According to the regulator's data, the stringent NPL obligations of banks increased by UAH 1.2 billion, while the gross obligation of loans issued by banks increased by UAH 15.8 billion.
It means that the share of non-performing loans to individuals in the country as of January 1, 2025 was 15%, and for business – 39%. Without resolving the debts of the ex-vlasniks of PrivatBank and the old banks before the crisis of 2014-2016, the NPL on business loans would become 23%.
Among the officials who positively contributed to part of the NPL, banks are deprived of increasing their obligations on high-yield hryvnia loans.
As reported by Ukrniform, on September 15, Ukraine began updating its approach to identifying and disclosing information about the level of non-performing loans.
Before Russia's large-scale invasion of Ukraine, the share of NPL in Ukrainian banks began to dwindle in 2018: from 55% to 27% as of January 1, 2022.