The banks saved the Deposit Guarantee Fund of Individuals 1 trillion 326 billion hryvnia. More than a third of deposits in the spring of 2024 (35.6%) were in dollars and euros.
This is reported by RBC-Ukraine based on data from the National Bank of Ukraine (NBU).
Rating of banks for deposits
According to the NBU, there were 24.1 million depositors in the sovereign PrivatBank, who saved 496.8 billion hryvnia. On the other place is the powerful Oschadbank – 13.0 million depositors, sum – 205.4 billion hryvnia, in the third, private Universal Bank – 8.8 million depositors, sum – 98.2 billion hryvnia.
Next banks foreign banking groups Raiffeisen Bank – number of depositors – 3.4 million, sum – 76.4 billion hryvnia and Ukrsibbank – number of depositors – 2.3 million, sum – 60.6 billion hryvnia.
Currency of deposits
According to NBU data, as of January 1, 2024 in 62 participating banks FGVFO had 69.2 million deposits of citizens and private entrepreneurs.
The majority of deposits were in the national currency: 59.0 million deposits for 854 billion hryvnia. The currency had 10.2 million deposits worth 472 billion hryvnia.
Rates on deposits
According to NBU data, in the spring the average rates on new deposits of citizens at banks in the hryvnia fell to 10.4% of the real currency. Banks pay less than 1.1% of foreign currency deposits for foreign currency deposits. The dollar exchange rate has increased by 8.7%.
In the fourth quarter of 2024, Ukrainian banks are expected to see a decrease in the value of deposits for the population. Inflation will reach 10% in the coming months, and bank deposits will no longer cover rising prices.