Every day thousands of Ukrainians face restrictions on leaving the country, account seizures, or property arrests due to unpaid debts. Often people don’t even suspect that they are already included in the state debtor registry. Checking yourself is easy — thanks to the Unified Judicial System. As noted by the editorial team of Baltimore Chronicle, access to this information is open, free, and takes just a few minutes.
What is the Unified Judicial System and why check it
The Unified Judicial System is an official platform providing open access to court decisions, proceedings, and lists of persons against whom enforcement proceedings are initiated. It includes such services as:
- Judiciary of Ukraine (court.gov.ua)
- Unified debtor registry
- Automated enforcement proceedings system
- Electronic justice portal
Through this system, you can check whether proceedings have been opened against you, whether you are in the debtor registry, or if you appear in other court documents. This is especially important when:
- traveling abroad
- applying for a loan or mortgage
- buying/selling real estate
- registering a sole proprietor or company
How to find out if you are in the debtor registry: step-by-step instructions
Checking whether your name is in the debtor registry is possible online. Follow this algorithm.
Step 1. Go to the official website
Open the website: https://erb.minjust.gov.ua — this is the Unified Debtor Registry created by the Ministry of Justice.
Step 2. Choose the search method
On the page, there are two main options:
- search by full name
- search by individual taxpayer number (ITN)
Step 3. Enter your data
Enter your last name, first name, patronymic, or ITN (for individuals) or EDRPOU (for legal entities). For individuals, using ITN is more accurate.
Step 4. Check the results
If there are no results — you are not listed in the registry. If there are — open the case and review its status.
Step 5. Find out the next steps
If you are listed, contact the state executor or a lawyer to learn about ways to resolve the situation.
Other ways to check information about debts
Besides the official registry, there are additional sources of verification.
Through the Unified Court Decisions Registry
Website: https://reyestr.court.gov.ua
You can find court decisions involving your name. This allows you to see not only final proceedings but also cases just started.
Through “Diia” and “E-Court” apps
Some information can be checked via digital government services:
- “Diia” notifies about opened cases
- “E-Court” allows submitting documents and viewing court materials
What to do if you are already in the debtor registry
Being listed in the registry does not mean the situation is hopeless. There are several possible solutions.
- Pay off the debt
The simplest way is to pay the debt and provide confirmation to the executor. - Appeal the court decision
If you disagree with the debt, you can file an appeal or cassation complaint. - Contact the executor
Clarify on what grounds you were included in the registry and whether the case can be closed. - Arrange debt restructuring
You can conclude a settlement agreement or restructure the debt.
Comparison of main sources for debt checks
| Service | Accessibility | Debt data | Possibility to act | Relevance |
|---|---|---|---|---|
| Unified Debtor Registry | Online, free | Yes | No | High |
| Court Decisions Registry | Online, free | Partial | No | Medium |
| “Diia” app | Via application | Yes | Limited | High |
| Automated Enforcement Proceedings System | Online | Yes | No | High |
Tips to avoid getting into the debtor registry
To avoid unexpected restrictions due to debts, follow these simple recommendations:
- regularly check your status in registries
- do not ignore letters from courts or government bodies
- monitor deadlines for loans, fines, alimony
- update your contact information if your address changes
- keep all payment documents
Consequences of being listed in the registry: what you need to know
Being in the debtor database can have serious consequences:
- restrictions on leaving the country
- seizure of bank accounts
- loss of ability to get a loan
- denial of issuing a passport
- reputational losses (especially for legal entities)
When information will be removed from the registry
After debt payment or closure of enforcement proceedings, a person should be removed from the registry. However, this does not happen automatically.
To speed up the process:
- collect confirmation documents
- submit an application to the executor about case closure
- check if the data is updated within 1–2 weeks
Earlier we wrote about how to track expenses.