As of July 1, 2024, the total amount of deposits of individuals (including individual entrepreneurs) in Ukrainian banks amounted to UAH 1,295.0 billion, which is UAH 28.9 billion more than the previous month. This was reported by the press service of the Deposit Guarantee Fund.
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During the first half of 2024, the total increase in citizens’ deposits amounted to 60, UAH 2 billion, of which UAH 30.7 billion is real growth (excluding the revaluation of the hryvnia equivalent of foreign currency deposits).
From the total amount of deposits of individuals at the beginning of July:
- deposits in national currency – 840.4 billion UAH (+25.8 billion UAH for June); deposits in foreign currency – 454.6 billion UAH (+3.1 billion UAH for June). Among the deposits of individuals, 64.9% are balances in national currency, 35.1% – in foreign currency (at the beginning of the year – 64.5% and 35.5%, respectively).
The share of individual entrepreneurs in the structure of depositors as of July 1, 2024 was 3.3%, and the amount of their deposits amounted to UAH 143.1 billion (11.0% of the total amount of deposits).
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Guarantees
The Fund also reminded that from April 13, 2022, during martial law in Ukraine and for three months after its cancellation or termination actions on deposits of individuals (including individual entrepreneurs) in Ukrainian banks are subject to a 100% guarantee.
After the expiration of a three-month period from the date of lifting or termination of martial law, the maximum amount of guaranteed compensation for depositors of Ukrainian banks will be 600 thousand UAH
All banks are participants in the Deposit Guarantee Fund. As of July 1, 2024, there are 62 banks in the register of Fund participants.
